Terms of Service
Terms of Service
Effective Date: January 10, 2026
Welcome to Polarney Financial Solutions LLC (“Company,” “we,” “us,” or “our”). By accessing or using our website, you agree to the following Terms of Service.
If you do not agree, please do not use this website.
1. Nature of Our Services
Polarney Financial Solutions LLC operates as a financial services marketplace and consulting firm.
We are not a lender.
We do not issue loans.
We do not make credit decisions.
We do not negotiate loan terms.
We do not guarantee approval.
All credit decisions, rates, fees, and funding terms are determined solely by independent third-party funding partners.
2. No Guarantee of Funding
Submission of information through our website does not guarantee:
• Loan approval
• Specific rates
• Specific funding amounts
• Specific repayment terms
All approvals are subject to underwriting by third-party funding providers.
3. Information Accuracy
You agree to provide accurate and truthful information. Providing false or misleading information may result in denial of funding or disqualification.
4. Compensation Disclosure
We may receive compensation from independent funding partners if you obtain financing through our referral network.
This compensation does not increase your loan amount or obligate you to accept any offer.
5. Limitation of Liability
Polarney Financial Solutions LLC shall not be liable for:
• Loan denials
• Funding delays
• Loan terms offered by funding partners
• Financial decisions made by users
You agree that funding decisions are made solely between you and the third-party funding provider.
6. No Financial Advice
Information provided on this website is for informational purposes only and does not constitute financial, legal, or tax advice.
You should consult with a qualified advisor before making financial decisions.
7. Communications
By submitting information through our website, you consent to communications as described in our Privacy Policy.
You may opt out of SMS communications by replying STOP.
8. Modifications
We reserve the right to update these Terms at any time. Continued use of the website constitutes acceptance of changes.
9. Governing Law
These Terms shall be governed by the laws of the State of Florida.
Contact Information
Polarney Financial Solutions LLC
1501 Yamato Rd Suite 200
Boca Raton, FL 33431
Support@polarneyfinancial.com