Funding Options — Matched Through Independent Partners
We help consumers and businesses submit a secure inquiry and schedule a consultation to determine partner fit. Services available in most U.S. states. Availability varies by partner and state regulations.
We are not a lender. All decisions and terms are set by third-party funding providers.
We are not a lender. All decisions and terms are set by third-party funding providers.
We are not a lender and do not make credit decisions. 100% free service • No obligation • Response time varies by partner
Polarney Financial Solutions LLC is not a lender and does not make credit decisions. All funding decisions are made independently by third-party funding partners.
2026 Nationwide Criteria Estimator (Educational)
This tool is a general educational guide based on common marketplace criteria. Booking a consultation helps match you with the best-fitting independent funding partners.
Estimated Partner Fit:
Medium likelihood of matching with partner minimum criteria.
Continue to Intake Form
Disclosure: Polarney Financial Solutions LLC is not a lender and does not make credit decisions.
This estimator does not provide rates, terms, or approvals. All offers, approvals, rates, and terms are determined solely by independent third-party funding partners.
Request Funding Options
Submit your information below to see if you meet minimum criteria for our independent funding partners. This is a free consultation service.
Just Five Easy Steps
HOW THE PROCESS WORKS
Our role is to assist with application intake and facilitate connections to independent funding partners.
Step 1: Submit Your Inquiry
Provide basic information about your funding needs.
Step 2: Schedule a Consultation
Book a brief call to review your request and determine whether you meet partner minimum criteria.
Step 3: Partner Evaluation
If eligible, your information may be shared with independent third-party funding providers.
Step 4: Funding Decision
All approvals, rates, and terms are determined solely by the funding provider.
Step 5: Ongoing Support
We assist with communication and next steps throughout the review process as needed.
WHAT WE ARE NOT
Polarney Financial Solutions LLC operates as a financial services marketplace and application assistance provider.
- We are not a lender, bank, or financing company.
- We do not make credit decisions
- We do not set interest rates or loan terms
- We do not guarantee approvals, specific rates, or funding outcomes
All financing decisions are made solely by independent third-party funding partners based on their criteria.
COMPLIANCE & TRANSPARENCY
Polarney Financial Solutions LLC is committed to responsible communication and data handling.
- Communications are conducted in compliance with applicable TCPA and consumer protection requirements
Calls may be recorded for quality assurance and compliance purposes, where permitted by law
- Opt-out requests are honored promptly
- Applicant information is handled securely and shared only with authorized third-party partners as part of the application process
- We are compensated by independent funding partners if a transaction occurs.
For more information, please review our Privacy Policy and Terms of Service.
What We Do
Polarney Financial Solutions LLC provides structured application assistance and marketplace access for individuals and businesses seeking financing options.
Our services include:
We support:
- Intake support and eligibility screening
- Application assistance and document coordination
- Submission to independent third-party funding partners
- Ongoing communication support throughout the review process
We support:
- Consumer debt consolidation inquiries
- Business working capital and financing inquiries

Ongoing Support & Coaching
From first call to final decision, we provide ongoing consulting support. You’ll have a trusted partner through every step of the process.
Communication Disclosure
By submitting your information through this website, you consent to receive phone calls, SMS text messages, and emails from Polarney Financial Solutions LLC regarding your funding inquiry. Message and data rates may apply. Consent is not a condition of purchase. You may opt out of text messages at any time by replying STOP.